Company dossier

Suryoday Small Finance Bank

NSE:SURYODAY · ISIN INE428Q01011

Close: ₹162.33
Daily change: N/A
Evidence state: Building

Suryoday Small Finance Bank

Ratings & risks

Credit signals

Rating-action history

Agency evidence

17 Mar 26

ICRA Limited · Suryoday Small Finance Bank Limited: Ratings reaffirmedICRA Limited · PDF preserved by IndiaTicker

13 Jan 26

ICRA Limited · Suryoday Small Finance Bank Limited: Ratings confirmed as final for instruments backed by vehicle loans receivable issued by Camion 03 2025ICRA Limited · PDF preserved by IndiaTicker

24 Dec 25

ICRA Limited · Suryoday Small Finance Bank Limited: Ratings withdrawn for instruments issued under an unsecured loans securitisation transactionICRA Limited · PDF preserved by IndiaTicker

03 Oct 25

ICRA Limited · Suryoday Small Finance Bank Limited: Provisional [ICRA]AA+(SO) assigned to SN Series A1 and Provisional [ICRA]A(SO) assigned to Equity Tranche issued by Camion 03 2025, backed by a pool of vehicle loans receivableICRA Limited · PDF preserved by IndiaTicker

29 Sept 25

ICRA Limited · Suryoday Small Finance Bank Limited: Ratings withdrawn for instruments issued under a vehicle loans securitisation transactionICRA Limited · PDF preserved by IndiaTicker

07 May 25

ICRA Limited · Suryoday Small Finance Bank Limited: Provisional [ICRA]AA+(SO) assigned to SN Series A1 and Provisional [ICRA]A(SO) assigned to Equity Tranche issued by Camion 03 2025, backed by a pool of vehicle loans receivablesICRA Limited · discovered

29 Apr 25

ICRA Limited · Suryoday Small Finance Bank Limited: Ratings upgraded for PTCs issued under an unsecured loans securitisation transactionICRA Limited · discovered

18 Mar 25

ICRA Limited · Suryoday Small Finance Bank Limited: Ratings reaffirmedICRA Limited · discovered

16 Jul 24

ICRA Limited · Suryoday Small Finance Bank Limited: Ratings confirmed as final for PTCs backed by unsecured loan receivables issued by Saryu 03 2024ICRA Limited · discovered

08 Apr 24

ICRA Limited · Suryoday Small Finance Bank Limited: Provisional [ICRA]AA-(SO) assigned to Series A1 PTC and Provisional [ICRA]A+(SO) assigned to Series A2 PTC backed by unsecured loan receivables issued by Saryu 03 2024ICRA Limited · discovered

19 Mar 24

ICRA Limited · Suryoday Small Finance Bank Limited: Ratings reaffirmed and withdrawn for Rs. 200 crore Certificate of deposit programmeICRA Limited · discovered

21 Mar 23

ICRA Limited · Suryoday Small Finance Bank Limited: Ratings reaffirmedICRA Limited · discovered

22 Mar 22

ICRA Limited · Suryoday Small Finance Bank Limited: [ICRA]A1+ assigned for enhanced amount of certificate of deposit programme; ratings reaffirmedICRA Limited · discovered

02 Sept 21

ICRA Limited · Suryoday Small Finance Bank Limited: Ratings reaffirmedICRA Limited · discovered

08 Sept 20

ICRA Limited · Suryoday Small Finance Bank Limited: [ICRA]A(Stable) assigned to Rs. 100-crore subordinated debt programmeICRA Limited · discovered

11 May 20

ICRA Limited · Suryoday Small Finance Bank Limited: Rating withdrawn for fixed deposit programmeICRA Limited · discovered

27 Mar 20

ICRA Limited · Suryoday Small Finance Bank Limited: Ratings reaffirmedICRA Limited · discovered

01 Mar 19

ICRA Limited · Suryoday Small Finance Bank Limited: Short-term rating upgraded to [ICRA]A1+ICRA Limited · discovered

06 Feb 19

CARE Ratings Limited rating actionCARE Ratings Limited · discovered

14 Sept 18

ICRA Limited · Suryoday Small Finance Bank Limited: Long-term and medium-term ratings upgraded to [ICRA]A(Stable) and MA+(Stable) respectively; short-term rating reaffirmedICRA Limited · discovered

31 May 18

ICRA Limited · Suryoday Small Finance Bank Limited: Rating on Rs. 36 crore Non-Convertible Debentures withdrawnICRA Limited · discovered

07 May 18

ICRA Limited · Suryoday Small Finance Bank Limited: Rating of [ICRA]A1 assignedICRA Limited · discovered

27 Mar 18

ICRA Limited · Suryoday Small Finance Bank Limited: Rating of [ICRA]A1 assigned for Certificate of Deposit ProgrammeICRA Limited · discovered

06 Mar 18

CARE Ratings Limited rating actionCARE Ratings Limited · discovered

23 Feb 18

ICRA Limited · Suryoday Small Finance Bank Limited: Rating of [ICRA]A-(stable) reaffirmedICRA Limited · discovered

10 Oct 17

CARE Ratings Limited rating actionCARE Ratings Limited · discovered

18 May 17

ICRA Limited · Ratings withdrawn for pass through certificates (PTCs) issued under micro loan securitisation transaction originated by Suryoday Micro Finance LimitedICRA Limited · discovered

08 Feb 17

CARE Ratings Limited · Suryoday Micro Finance LimitedCARE Ratings Limited · discovered

15 Dec 16

CARE Ratings Limited · CARE Assigns ‘CARE A-’to NCD and ‘CARE A1’ To CP of Suryoday Micro Finance LimitedCARE Ratings Limited · discovered

27 Oct 16

ICRA Limited · Rating of [ICRA]A-(stable) assigned to Non Convertible Debenture Programmes of Suryoday Micro Finance Private LimitedICRA Limited · discovered

28 Sept 16

ICRA Limited · Rating of [ICRA]A-(Stable) assigned to Non Convertible Debenture Programmes of Suryoday Micro Finance Private LimitedICRA Limited · discovered

29 Aug 16

CARE Ratings Limited · CARE assigns ‘CARE A- / CARE A1’ rating to the proposed bank facilities of Suryoday Micro Finance LimitedCARE Ratings Limited · discovered

26 Aug 16

ICRA Limited · Ratings of Rs. 223.50 crore Non Convertible Debenture Programme, Rs. 25 crore Subordinated debt Programme and Rs. 500 crore bank lines of Suryoday Micro Finance Limited upgraded from [ICRA]BBB+(stable) to [ICRA]A-(stable)ICRA Limited · discovered

Risk research framework

Questions to test against evidence

Analyst review

Operating deterioration

Track sector-specific operating metrics and reconcile them across reporting periods.

High

Funding and liquidity

Review debt maturity, repricing, liquidity and rating commentary where relevant.

High

Execution versus guidance

Compare management statements with subsequent reported delivery.

Medium

Governance and key-person change

Connect management transitions, related parties and auditor observations.

Medium

Coverage

Canonical documents: 11
Annual reports: 3
Financial results: 0
Presentations: 0
Call documents: 2
Coverage checks: 0/0
Open gaps: 0

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